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2026-02-20 11:20:29 -

How Does Affirm’s Business Model Drive Revenue? A Complete Explanation

In the modern financial landscape, Affirm has emerged as a transformative force in consumer financing. Founded in 2012, Affirm provides a flexible “buy now, pay later” (BNPL) solution that allows consumers to make purchases without the burden of traditional credit cards. But what makes Affirm so profitable, and how does its business model drive revenue? Let’s explore the key...

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